Establishing the Financial Education Curriculum Guideline in Taiwan - A Proposal for Discussion
學年 114
學期 2
出版（發表）日期 2026-07-15
作品名稱 Establishing the Financial Education Curriculum Guideline in Taiwan - A Proposal for Discussion
作品名稱（其他語言） 台灣理財教育課程綱要之發展芻議
著者 Yung-Ching Tseng; I-Fan Hsiao; Han-Lin Yu
單位
出版者
著錄名稱、卷期、頁數 商管科技季刊 27(2)，頁187-224
摘要 Financial education has become a common global trend in education. Its implementation has been shown to enhance individuals’ economic reasoning, promote economic development and social stability, and lay a solid human capital foundation for national development. In recent years, individual investment activities in Taiwan have become increasingly active. Therefore, improving the quality of financial education can respond to current market needs, help individuals adapt to the rapidly changing international financial environment, and broaden their global financial perspectives. This study aims to develop a proposed financial education curriculum guideline for Taiwan. Drawing on international financial education frameworks and local educational needs, the proposed curriculum consists of seven topics: Spending and Accounting, Income and Employment, Saving and Investment, Credit and Borrowing, Protection and Insurance, Financial Planning, and Financial Landscape. This study further applies the analytic hierarchy process (AHP) to rank the relative weights of the curriculum topics and standards, thereby quantifying expert opinions on curriculum design. The results show that Financial Planning receives the highest weight among the seven curriculum topics. At the curriculum-standard level, “setting personal or household financial goals and making financial decisions” is ranked as the most important criterion. This finding suggests that goal-setting and decision-making are fundamental steps in financial planning. Through precise and systematic financial education, individuals and households may better achieve personal goals, improve quality of life, and enhance financial well-being. At the broader level, financial education may also reduce social costs, promote economic growth, and contribute to long-term social and economic stability.
關鍵字 Financial Curriculum;Financial Education;Financial Planning;Financial Well-Being
語言 en_US
ISSN 1994-8107
期刊性質 國內
收錄於 NotTSSCI
產學合作
通訊作者
審稿制度 否
國別 TWN
公開徵稿
出版型式 ,電子版
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機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/129940 )

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