Technology choice and bank performance with government capital injection under deposit insurance fund protection
學年 104
學期 1
出版（發表）日期 2015-09-01
作品名稱 Technology choice and bank performance with government capital injection under deposit insurance fund protection
作品名稱（其他語言）
著者 Shi Chen; Ku-Jun Lin
單位
出版者
著錄名稱、卷期、頁數 International Review of Economic and Finance 39, pp.162-174
摘要 The barrier option theory of corporate security valuation is applied to the two-stage contingent claims of a regulated bank during a financial turmoil. This paper examines the relationships among government capital injection, regulatory deposit insurance fund protection, bank interest margin, and technology choice of investment in human resource relative to information technology. An increase in human resource results in an increased interest margin, and further a decreased default risk when the bank adopts a relatively high level of information technology. We also show a positive effect of government capital injection on human resource investment and a negative effect on bank default risk. Regulatory deposit insurance fund protection weakens the increased human resource investment, but reinforces the decreased default risk. Both the government capital injection and the regulatory deposit insurance fund protection may stabilize the distressed bank explicitly considering technology choice.
關鍵字 Government capital injection;Deposit insurance fund protection;Human resource investment;Bank interest margin;Default risk
語言 en
ISSN 1873-8036
期刊性質 國外
收錄於 SCI SSCI
產學合作
通訊作者 Ku-Jun Lin
審稿制度 否
國別 GBR
公開徵稿
出版型式 ,電子版,紙本
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機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/104363 )

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