| Option-Based Modelling of Technology Choices and Bank Performance | |
|---|---|
| 學年 | 101 |
| 學期 | 1 |
| 出版(發表)日期 | 2012-08-01 |
| 作品名稱 | Option-Based Modelling of Technology Choices and Bank Performance |
| 作品名稱(其他語言) | |
| 著者 | Hung, Wei-Ming; Lin, Jyh-Horng |
| 單位 | 淡江大學國際企業學系 |
| 出版者 | ICIC International |
| 著錄名稱、卷期、頁數 | ICIC Express Letters 6(8), pp.2019-2024 |
| 摘要 | This paper examines how technology choices affect bank interest margins and thus bank equity risk. We show that a higher level of backward technology, a higher administrative cost (e.g., personnel cost) with a lower fixed cost (e.g., the investment cost of Automated Teller Machines), has positive effects on bank interest margins, but has negative effects on bank risks. As a result, the bank might succeed in making more profits and reducing higher risks by introducing a backward technology rather than an advanced technology. |
| 關鍵字 | Technology; Bank interest margin; Equity risk |
| 語言 | en |
| ISSN | 1881-803X |
| 期刊性質 | 國外 |
| 收錄於 | EI |
| 產學合作 | |
| 通訊作者 | Hung, Wei-Ming; Lin, Jyh-Horng |
| 審稿制度 | 是 |
| 國別 | JPN |
| 公開徵稿 | |
| 出版型式 | 紙本 |
| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/89398 ) |