Option-Based Modelling of Technology Choices and Bank Performance | |
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學年 | 101 |
學期 | 1 |
出版(發表)日期 | 2012-08-01 |
作品名稱 | Option-Based Modelling of Technology Choices and Bank Performance |
作品名稱(其他語言) | |
著者 | Hung, Wei-Ming; Lin, Jyh-Horng |
單位 | 淡江大學國際企業學系 |
出版者 | ICIC International |
著錄名稱、卷期、頁數 | ICIC Express Letters 6(8), pp.2019-2024 |
摘要 | This paper examines how technology choices affect bank interest margins and thus bank equity risk. We show that a higher level of backward technology, a higher administrative cost (e.g., personnel cost) with a lower fixed cost (e.g., the investment cost of Automated Teller Machines), has positive effects on bank interest margins, but has negative effects on bank risks. As a result, the bank might succeed in making more profits and reducing higher risks by introducing a backward technology rather than an advanced technology. |
關鍵字 | Technology; Bank interest margin; Equity risk |
語言 | en |
ISSN | 1881-803X |
期刊性質 | 國外 |
收錄於 | EI |
產學合作 | |
通訊作者 | Hung, Wei-Ming; Lin, Jyh-Horng |
審稿制度 | 是 |
國別 | JPN |
公開徵稿 | |
出版型式 | 紙本 |
相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/89398 ) |