Option-Based Modelling of Technology Choices and Bank Performance
學年 101
學期 1
出版(發表)日期 2012-08-01
作品名稱 Option-Based Modelling of Technology Choices and Bank Performance
作品名稱(其他語言)
著者 Hung, Wei-Ming; Lin, Jyh-Horng
單位 淡江大學國際企業學系
出版者 ICIC International
著錄名稱、卷期、頁數 ICIC Express Letters 6(8), pp.2019-2024
摘要 This paper examines how technology choices affect bank interest margins and thus bank equity risk. We show that a higher level of backward technology, a higher administrative cost (e.g., personnel cost) with a lower fixed cost (e.g., the investment cost of Automated Teller Machines), has positive effects on bank interest margins, but has negative effects on bank risks. As a result, the bank might succeed in making more profits and reducing higher risks by introducing a backward technology rather than an advanced technology.
關鍵字 Technology; Bank interest margin; Equity risk
語言 en
ISSN 1881-803X
期刊性質 國外
收錄於 EI
產學合作
通訊作者 Hung, Wei-Ming; Lin, Jyh-Horng
審稿制度
國別 JPN
公開徵稿
出版型式 紙本
相關連結

機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/89398 )

機構典藏連結