教師資料查詢 | 類別: 期刊論文 | 教師: 汪琪玲 Kili C. Wang (瀏覽個人網頁)

標題:Can Vehicle Maintenance Records Predict Automobile Accidents?
學年
學期
出版(發表)日期2011/09/13
作品名稱Can Vehicle Maintenance Records Predict Automobile Accidents?
作品名稱(其他語言)
著者Shyi-Tarn Bair; Rachel J. Huang; Kili C. Wang
單位淡江大學保險學系
出版者Hoboken: Wiley-Blackwell Publishing, Inc.
著錄名稱、卷期、頁數Journal of Risk and Insurance 79(2), pp.567–584
摘要This article proposes that vehicle maintenance records can provide useful information for predicting the probability that an owner will have an automobile accident. To test the hypothesis, we use a unique data set that is merged from an insurance company and a vehicle manufacturer in Taiwan. We find weak evidence to support our hypothesis. Among all the proxies for proper maintenance, we indicate that proper maintenance defined by the recommended kilometers is significantly negatively correlated with the loss probability in compulsory automobile liability insurance. The average loss probability decreases by 0.23 percent when the insured vehicle is properly maintained according to the recommended number of kilometers in the previous years, whereas the average loss probability for the overall sample is 0.49 percent. We further find that proper maintenance is insignificantly correlated with loss severity.
關鍵字Maintenance Record;Automobile Insurance;Accident
語言英文
ISSN1539-6975
期刊性質國外
收錄於SSCI;
產學合作
通訊作者Rachel J. Huang
審稿制度
國別美國
公開徵稿
出版型式,電子版
相關連結
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