| Financial e-commerce under capital regulation and deposit insurance | |
|---|---|
| 學年 | 93 |
| 學期 | 1 |
| 出版（發表）日期 | 2005-01-01 |
| 作品名稱 | Financial e-commerce under capital regulation and deposit insurance |
| 作品名稱（其他語言） | |
| 著者 | Lin, Jyh-Horng; Jou, Rosemary |
| 單位 | 淡江大學國際貿易學系 |
| 出版者 | Elsevier |
| 著錄名稱、卷期、頁數 | International Review of Economics & Finance 14(2), pp.115-128 |
| 摘要 | We use a two-stage contingent claim analysis model to study how capital regulation, deposit insurance, involvement in financial electronic commerce (e-commerce), and the optimal bank interest margin relate to one another under an uncertain loan loss source. Under strategic substitutes, both capital regulation and deposit insurance provide incentives for developing financial e-commerce, which helps the bank's growth. Our findings provide alternative explanations for the bank interest margin, which integrates the risk considerations of pricing equity with the bank's involvement in financial e-commerce, and for the asset–liability management rate-setting behavioral modes under capital regulation and deposit insurance. |
| 關鍵字 | Bank interest margin;Financial e-commerce;Capital regulation;Deposit insurance;Black–Scholes valuation |
| 語言 | en |
| ISSN | 1059-0560 |
| 期刊性質 | 國內 |
| 收錄於 | |
| 產學合作 | |
| 通訊作者 | |
| 審稿制度 | 否 |
| 國別 | TWN |
| 公開徵稿 | |
| 出版型式 | ,電子版 |
| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/19557 ) |
GoogleAnalytics