Provider-induced Asymmetric Information in the Insurance Market
學年 95
學期 2
發表日期 2007-07-22
作品名稱 Provider-induced Asymmetric Information in the Insurance Market
作品名稱(其他語言)
著者 汪琪玲; 曾郁仁; 王儷玲; 王仁宏
作品所屬單位 淡江大學保險學系
出版者
會議名稱 Asia-Pacific Risk and Insurance Association(APRIA) 11th Annual Conference
會議地點 Taipei, Taiwan
摘要 This paper examines the existence of provider-induced asymmetric information in the insurance market. The empirical data on comprehensive automobile insurance in Taiwan provide a unique opportunity to test our hypothesis. Consistent with this hypothesis, we find evidence that providers do induce asymmetric information problems. Our empirical results show that the conditional correlation between the coverage level and the occurrence of a claim is higher for insurance policies sold through dealer-owned agents than for those sold through other marketing channels.
關鍵字 asymmetric information, automobile insurance, dealer-owned agents, marketing channel.
語言 en
收錄於
會議性質 國際
校內研討會地點
研討會時間 20070722~20070725
通訊作者
國別 TWN
公開徵稿 Y
出版型式 紙本
出處 Asia-Pacific Risk and Insurance Association(APRIA) 11th Annual Conference
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