教師資料查詢 | 類別: 會議論文 | 教師: 田峻吉 TIEN, JYUN-JI (瀏覽個人網頁)

標題:The Relationship between Private Long-term Care Insurance Premiums, Population Structure and Public Policies
學年107
學期2
發表日期2019/07/10
作品名稱The Relationship between Private Long-term Care Insurance Premiums, Population Structure and Public Policies
作品名稱(其他語言)
著者Joseph J. Tien; Wei-Hua Tian
作品所屬單位
出版者
會議名稱23rd International Congress on Insurance: Mathematics and Economics (IME) in Munich
會議地點Sheraton Munich Arabellapark Hotel. Munich
摘要The ageing population and demand for long-term care are challenges faced by the United States.
Due to the high cost of LTC, there is a public private partnership program encourages individual to
purchase long-term care insurance. However, the growth of private LTC insurance sales may be varied
by state. Previous studies have examined that demand for private LTC insurance at the micro-level,
relatively few papers have attempted to investigate this issue from the macro-level. By using the panel
data from 2006 to 2016 in the United States, this study examines the relationship between the private
LTC insurance premiums and population structure by states. We also investigate the eect of LTC
partnership program in the analysis. The empirical results indicate that the percentage of population
that is age 65 and older, partnership program and private LTC insurance premiums are positively
related. Furthermore, the empirical result indicates that the percentage of a state population that is
age 65 and older still hold when we use the sample with its ageing rate is between 7 percent-14 percent
(aging society). Our ndings prove that population structure is important in determining the private
LTC insurance premiums.
關鍵字
語言英文
收錄於
會議性質國際
校內研討會地點
研討會時間20190710~20190712
通訊作者
國別德國
公開徵稿
出版型式
出處International Congress on Insurance: Mathematics and Economics (IME)
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