教師資料查詢 | 類別: 期刊論文 | 教師: 林俊宏 Chun-Hung Lin (瀏覽個人網頁)

標題:The Analysis of Banking Efficiency in China: A Spatial Panel Data Approach
學年108
學期1
出版(發表)日期2019/10/15
作品名稱The Analysis of Banking Efficiency in China: A Spatial Panel Data Approach
作品名稱(其他語言)
著者Chung Yu Wu, ChienHsun Chen, Chun Hung Lin and Chao Cheng Mai
單位
出版者
著錄名稱、卷期、頁數Journal of Quantitative Finance and Economics 2019 1(2), p.85-109
摘要This paper explores whether increasing market competition in China under its current market system enables improving Chinese bank efficiency levels similar to those in capitalist countries. Spatial inequality is considered in testing of bank efficiency. The empirical findings show that the Chinese government had to continually reform the banking industry in China to deal with foreign bank competition after China joined the WTO in 2001. Consequently, the cost and profit efficiency of the Chinese banking industry have progressed considerably. The extent of liberalization in a region enables cost reductions in finding foreign bank customers, thereby improving bank cost efficiency. The potential foreign customer sources generated by foreign investments and government expenditure in neighboring regions improve cost efficiency. The economic activities also generated by government fiscal expenditures improve bank profit efficiency. We further find that excessive competition caused by financial industry agglomeration generates a market crowding effect, reducing both cost efficiency and profit efficiency.
關鍵字regional economic factors;government policies;cost and profit efficiency;China’s banking industry, spatial econometric model.
語言英文
ISSN
期刊性質國外
收錄於
產學合作
通訊作者
審稿制度
國別中華民國
公開徵稿
出版型式,電子版
相關連結
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