教師資料查詢 | 類別: 期刊論文 | 教師: 李旭華 HSU-HUA LEE (瀏覽個人網頁)

標題:Adverse selection factors of group injury insurance: evidence from a Taiwanese property-liability insurance company
學年105
學期1
出版(發表)日期2016/08/30
作品名稱Adverse selection factors of group injury insurance: evidence from a Taiwanese property-liability insurance company
作品名稱(其他語言)
著者Hsu-Hua Lee
單位
出版者
著錄名稱、卷期、頁數International Journal of Applied Decision Sciences 9(1), pp.1-16
摘要The aims of this study are to examine whether high-risk groups tend to choose high insured amounts and to consider the effect of underwriting policy on the reduction of adverse selection. Data for 2009 and 2010 on group injury insurance from a Taiwanese property-liability company is analysed using ordered logistic regression. In this regard, the study uses 11 independent variables to analyse the relationship between variables and adverse selection. The results indicate that eight of the variables have a significant impact on adverse selection and the effect of underwriting is 69%-97%. The findings can be used to establish a sound underwriting system and increase underwriting profits.
關鍵字group injury insurance;adverse selection;advantage selection;ordered logistic regression;decision rules;property liability insurance;underwriting policy;quality management;risk assessment;underwriting risk;Taiwan;high-risk groups
語言英文
ISSN1755-8077;1755-8085
期刊性質國外
收錄於EI;
產學合作
通訊作者
審稿制度
國別英國
公開徵稿
出版型式,電子版,紙本
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