教師資料查詢 | 類別: 期刊論文 | 教師: 李旭華 HSU-HUA LEE (瀏覽個人網頁)

標題:The Relationships among Risk Factors, Coverage, Claim Amount: A Case Study of Auto Physical Damage Insurance
學年103
學期2
出版(發表)日期2015/03/01
作品名稱The Relationships among Risk Factors, Coverage, Claim Amount: A Case Study of Auto Physical Damage Insurance
作品名稱(其他語言)
著者Hsu-Hua Lee; Ming-Yuan Hsu; Chen-Ying Lee
單位
出版者
著錄名稱、卷期、頁數International Journal of Applied Mathematics and Statistics 53(3), pp.73-86
摘要The purpose of this research is to examine the relationships among risk factors, selection of coverage, and claim amount. In this regard, auto physical damage insurance data from a property-liability company in Taiwan is analyzed using a structural equitation model. The relationships among risk
factors, selection of coverage, and claim amount are analyzed using 14 independent variables and two explained variables. The results indicate that human factors, road environment factors, and place have positive significant impacts on selection of coverage, and that coverage has a negative correlation with
claim amount. The study's resultscan be used to establish an effective underwriting and rating system.
關鍵字Risk factor;insurance underwriting;adverse selection;automobile physical damage insurance;structural equitation model
語言英文
ISSN0973-7545;0973-1377
期刊性質國外
收錄於
產學合作
通訊作者
審稿制度
國別印度
公開徵稿
出版型式,電子版,紙本
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