教師資料查詢 | 類別: 期刊論文 | 教師: 林谷峻 Lin Ku-jun (瀏覽個人網頁)

標題:Technology choice and bank performance with government capital injection under deposit insurance fund protection
學年104
學期1
出版(發表)日期2015/09/01
作品名稱Technology choice and bank performance with government capital injection under deposit insurance fund protection
作品名稱(其他語言)
著者Shi Chen; Ku-Jun Lin
單位
出版者
著錄名稱、卷期、頁數International Review of Economic and Finance 39, pp.162-174
摘要The barrier option theory of corporate security valuation is applied to the two-stage contingent claims of a regulated bank during a financial turmoil. This paper examines the relationships among government capital injection, regulatory deposit insurance fund protection, bank interest margin, and technology choice of investment in human resource relative to information technology. An increase in human resource results in an increased interest margin, and further a decreased default risk when the bank adopts a relatively high level of information technology. We also show a positive effect of government capital injection on human resource investment and a negative effect on bank default risk. Regulatory deposit insurance fund protection weakens the increased human resource investment, but reinforces the decreased default risk. Both the government capital injection and the regulatory deposit insurance fund protection may stabilize the distressed bank explicitly considering technology choice.
關鍵字Government capital injection;Deposit insurance fund protection;Human resource investment;Bank interest margin;Default risk
語言英文
ISSN1873-8036
期刊性質國外
收錄於SCI;SSCI;
產學合作
通訊作者Ku-Jun Lin
審稿制度
國別英國
公開徵稿
出版型式,電子版,紙本
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