教師資料查詢 | 類別: 會議論文 | 教師: 曾郁仁 TSENG, YU-JEN (瀏覽個人網頁)

標題:Reexamining the Accident Externality from Driving Using Individual Data
學年99
學期1
發表日期2010/12/18
作品名稱Reexamining the Accident Externality from Driving Using Individual Data
作品名稱(其他語言)
著者汪琪玲; 黃瑞卿; 曾郁仁
作品所屬單位淡江大學保險學系
出版者
會議名稱台灣風險與保險學會第四屆年會暨國際學術研討會
會議地點臺北市, 臺灣
摘要This paper examines the accident externality from driving in terms of loss probability and severity by using a unique individual level data set with more than three million observations from Taiwan. Two types of accident externality are respectively measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles’ characteristics.
關鍵字accident externality, automobile insurance, loss probability, loss severity.
語言英文
收錄於
會議性質
校內研討會地點台北校園
研討會時間20101218~20101218
通訊作者
國別中華民國
公開徵稿Y
出版型式紙本
出處台灣風險與保險學會第四屆年會暨國際學術研討會
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