教師資料查詢 | 類別: 期刊論文 | 教師: 李旭華 HSU-HUA LEE (瀏覽個人網頁)

標題:Determinants of property-liability insurer retention: Evidence from Taiwan insurance industry
學年101
學期1
出版(發表)日期2012/12/01
作品名稱Determinants of property-liability insurer retention: Evidence from Taiwan insurance industry
作品名稱(其他語言)
著者Lee, Hsu-hua; Lee, Chen-ying
單位淡江大學管理科學學系
出版者Lagos: Academic Journals
著錄名稱、卷期、頁數African Journal of Business Management 5(32), pp.12543-12550
摘要The determination of an appropriate retention level is an important decision for insurers since the results show the influence on risk exposure and firm profitability. In this study, we examine the determinants of insurer retentions for property-liability insurance companies in the Taiwan insurance industry. Three models are estimated in this study including ordinary least squares regression and two panel data models, fixed effects model and random effects model. The results show underwriting risk, premium growth and listed companies are negatively related to insurer retention, while liabilities to liquidity assets ratio and business concentration have a positive impact on insurer retention. In addition, when macroeconomic factors are taken into account, we also find that they have significant influence of return on investment, inflation rate and interest rate changes on insurer retention. Our results have practical implications for the property-liability insurance operational business and competent authorities.
關鍵字Reinsurance;insurer retention;property-liability insurance;panel data;fixed effects
語言英文
ISSN1993-8233
期刊性質國外
收錄於SSCI
產學合作
通訊作者Lee, Chen-ying
審稿制度
國別奈及利亞
公開徵稿
出版型式紙本
相關連結
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