教師資料查詢 | 類別: 期刊論文 | 教師: 林志鴻 Jyh-horng Lin (瀏覽個人網頁)

標題:Option-Based Modelling of Technology Choices and Bank Performance
學年101
學期1
出版(發表)日期2012/08/01
作品名稱Option-Based Modelling of Technology Choices and Bank Performance
作品名稱(其他語言)
著者Hung, Wei-Ming; Lin, Jyh-Horng
單位淡江大學國際企業學系
出版者ICIC International
著錄名稱、卷期、頁數ICIC Express Letters 6(8), pp.2019-2024
摘要This paper examines how technology choices affect bank interest margins and thus bank equity risk. We show that a higher level of backward technology, a higher administrative cost (e.g., personnel cost) with a lower fixed cost (e.g., the investment cost of Automated Teller Machines), has positive effects on bank interest margins, but has negative effects on bank risks. As a result, the bank might succeed in making more profits and reducing higher risks by introducing a backward technology rather than an advanced technology.
關鍵字Technology; Bank interest margin; Equity risk
語言英文
ISSN1881-803X
期刊性質國外
收錄於EI
產學合作
通訊作者Hung, Wei-Ming; Lin, Jyh-Horng
審稿制度
國別日本
公開徵稿
出版型式紙本
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