教師資料查詢 | 類別: 會議論文 | 教師: 汪琪玲 Kili C. Wang (瀏覽個人網頁)

標題:Could individual's maintenance behavior predict the opportunistic fraud?
學年101
學期1
發表日期2012/08/01
作品名稱Could individual's maintenance behavior predict the opportunistic fraud?
作品名稱(其他語言)
著者汪琪玲
作品所屬單位淡江大學保險學系
出版者
會議名稱
會議地點
摘要This paper examines whether the policyholders who properly maintain their vehicles will have less chance of committing opportunistic fraud. Using data from Taiwan, we first confirm that the replacement cost endorsement will induce opportunistic fraud. Moreover, we find that the pattern of opportunistic fraud disappears for the group of policyholders with proper maintenance records, whereas the pattern of opportunistic fraud remains for the group of policyholders without proper maintenance records. Our results are robust to the definition of proper maintenance. The potential explanations are also discussed.
關鍵字opportunistic fraud;maintenence behavior
語言英文
收錄於
會議性質
校內研討會地點
研討會時間
通訊作者
國別
公開徵稿Y
出版型式
出處Conference of American Risk and Insurance Association
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