教師資料查詢 | 類別: 期刊論文 | 教師: 林淑琴 LIN SHU-CHIN (瀏覽個人網頁)

標題:An International Study of Bank Interest Margins
學年96
學期1
出版(發表)日期2008/01/01
作品名稱An International Study of Bank Interest Margins
作品名稱(其他語言)
著者Kim, Dong-hyeon; Suen, Yu-bo; 林淑琴; Lin, Shu-chin
單位淡江大學經濟學系
出版者淡江大學
著錄名稱、卷期、頁數Tamkang Journal of International Affairs = 淡江國際研究11(3)頁103-126
摘要This paper studies the determination of bank interest margins. Using international panel data, our empirical evidence shows that both portfolio risk and non-risk factors generally affect bank interest margins. However, when countries are divided into high- and low-income sub-samples, credit risk is the most important factors in determining interest margins for high-income countries whereas operating costs and market structure are the most powerful force for low-income ones. The data thus suggest that policies toward cost saving and anti-monopoly are likely to have larger impact on interest margins for the low-income countries.
關鍵字
語言英文
ISSN1027-4979
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