Typhoons and Opportunistic Fraud: Claim Patterns of Automobile Theft Insurance in Taiwan
學年 102
學期 2
出版（發表）日期 2014-03-01
作品名稱 Typhoons and Opportunistic Fraud: Claim Patterns of Automobile Theft Insurance in Taiwan
作品名稱（其他語言）
著者 Pao, Tsung-i; Tzeng, Larry Y.; Wang, Kili C.
單位 淡江大學保險學系
出版者 Hoboken: Wiley-Blackwell Publishing, Inc.
著錄名稱、卷期、頁數 Journal of Risk and Insurance 81(1), pp.91-112
摘要 We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market.
關鍵字 opportunistic fraud; automobile theft insurance
語言 en_US
ISSN 1539-6975
期刊性質 國外
收錄於 SSCI
產學合作
通訊作者 汪琪玲
審稿制度 是
國別 USA
公開徵稿
出版型式
相關連結

機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/77735 )

機構典藏連結
SDGS 產業創新與基礎設施,減少不平等,負責任的消費與生產,和平正義與有力的制度