教師資料查詢 | 類別: 會議論文 | 教師: 汪琪玲 Kili C. Wang (瀏覽個人網頁)

標題:Can Vehicle Maintenance Records Predict Automobile Accidents?
學年98
學期1
發表日期2009/10/31
作品名稱Can Vehicle Maintenance Records Predict Automobile Accidents?
作品名稱(其他語言)
著者黃瑞卿; 汪琪玲; 曾郁仁
作品所屬單位淡江大學保險學系
出版者
會議名稱2009年臺灣經濟計量學會年會
會議地點臺北市, 臺灣
摘要This article proposes that vehicle maintenance records can provide useful information for predicting the probability that an owner will have an automobile accident. To test the hypothesis, we use a unique data set that is merged from an insurance company and a vehicle manufacturer in Taiwan. We find weak evidence to support our hypothesis. Among all the proxies for proper maintenance, we indicate that proper maintenance defined by the recommended kilometers is significantly negatively correlated with the loss probability in compulsory automobile liability insurance. The average loss probability decreases by 0.23 percent when the insured vehicle is properly maintained according to the recommended number of kilometers in the previous years, whereas the average loss probability for the overall sample is 0.49 percent. We further find that proper maintenance is insignificantly correlated with loss severity.
關鍵字
語言英文
收錄於
會議性質國內
校內研討會地點
研討會時間20091031~20091031
通訊作者汪琪玲
國別中華民國
公開徵稿Y
出版型式紙本
出處2009年臺灣經濟計量學會年會
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