期刊論文

學年 102
學期 1
出版(發表)日期 2013-08-20
作品名稱 The Regional Performances of Agricultural Bank of China: Applying GEE Method Multiple Linear Regression
作品名稱(其他語言) 評估中國農業銀行區域性分行績效:運用GEE多變項線性回歸分析
著者 劉一成; Liu, Yi-Cheng; 張玉坤; Chang, Yue-cune
單位 淡江大學國際企業學系
出版者 Athens: International Scientific Press
著錄名稱、卷期、頁數 Journal of Applied Finance & Banking 3(5), pp.39-53
摘要 This paper aims to assess the performance of China’s banks by their geographical distribution of loans and deposits, with the application of Generalized Estimating Equation (GEE) method’s multiple linear regression. We chose one of the four largest banks, Agriculture Bank of China, with data from 1990 to 2008 as the sample bank. We identified that branches’ performances in the Yangtze River Delta ranked first and were followed by the Pearl River Delta. Different than that of the previous literature, the results further indicate that branches in economically well-developed regions were not necessarily better-performed. The empirical evidence also implies that distance impacts performances between branches and their headquarters. We emphasize that China’s banks benefited greatly from the support of various government policies. The management efficiency of the ABC in the other four regions particularly the Bohai Sea and the Central regions with larger GDPs, needs to be strengthened with further deregulation of China’s financial industry to domestic and international competition in the coming years. Overall the evidence provides insights into bank-specific management in efficient allocation of scarce resources and could contribute to inform government policy, as well as to improve managerial performance and research issues on this regard.
關鍵字 China's banks;regional performances of commercial banks;Agriculture Bank of China;GEE method;Commercial bank management
語言 en
ISSN 1792-6580;1792-6599
期刊性質 國外
收錄於
產學合作
通訊作者 劉一成
審稿制度
國別 GRC
公開徵稿
出版型式 ,電子版,紙本
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