期刊論文
| 學年 | 96 |
|---|---|
| 學期 | 1 |
| 出版（發表）日期 | 2008-01-01 |
| 作品名稱 | An International Study of Bank Interest Margins |
| 作品名稱（其他語言） | |
| 著者 | Kim, Dong-hyeon; Suen, Yu-bo; 林淑琴; Lin, Shu-chin |
| 單位 | 淡江大學經濟學系 |
| 出版者 | 淡江大學 |
| 著錄名稱、卷期、頁數 | Tamkang Journal of International Affairs = 淡江國際研究11(3)，頁103-126 |
| 摘要 | This paper studies the determination of bank interest margins. Using international panel data, our empirical evidence shows that both portfolio risk and non-risk factors generally affect bank interest margins. However, when countries are divided into high- and low-income sub-samples, credit risk is the most important factors in determining interest margins for high-income countries whereas operating costs and market structure are the most powerful force for low-income ones. The data thus suggest that policies toward cost saving and anti-monopoly are likely to have larger impact on interest margins for the low-income countries. |
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| 語言 | en |
| ISSN | 1027-4979 |
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| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/50339 ) |