關鍵字查詢 | 類別:會議論文 | | 關鍵字:Can Vehicle Maintenance Records Predict Automobile Accidents?

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1 98/1 保險系 曾郁仁 教授 會議論文 發佈 Can Vehicle Maintenance Records Predict Automobile Accidents? , [98-1] :Can Vehicle Maintenance Records Predict Automobile Accidents?會議論文Can Vehicle Maintenance Records Predict Automobile Accidents?黃瑞卿; 汪琪玲; 曾郁仁淡江大學保險學系2009年臺灣經濟計量學會年會臺灣經濟計量學會; 臺灣大學計量理論與應用研究中心This article proposes that vehicle maintenance records can provide useful information for predicting the probability that an owner will have an automobile accident. To test the hypothesis, we use a unique data set that is merged from an insurance company and a vehicle manufacturer in Taiwan. We find weak evidence to support our hypothesis. Among all the proxies for proper maintenance, we indicate that proper maintenance defined by the recommended kilometers is significantly negatively correlated with the loss probability in compulsory automobile liability insurance. The average loss probability decreases by 0.23 percent when the insured vehicle is properly maintained according to the recommended number of kilometers in the previous years, whereas the average loss probability for the overall sample is 0
2 98/1 保險系 汪琪玲 教授 會議論文 發佈 Can Vehicle Maintenance Records Predict Automobile Accidents? , [98-1] :Can Vehicle Maintenance Records Predict Automobile Accidents?會議論文Can Vehicle Maintenance Records Predict Automobile Accidents?汪琪玲; 白錫譚; 黃瑞卿淡江大學保險學系政治大學風險管理與保險學系; 政治大學保險教育研究發展中心tku_id: 000133054;Submitted by 曉芬 游 (139570@mail.tku.edu.tw) on 2011-10-23T03:53:22Z No. of bitstreams: 0;Made available in DSpace on 2011-10-23T03:53:23Z (GMT). No. of bitstreams: 0;20120820-補正完成by曉芬;2014-08-18 補正完成 by 宏孟en國內20091205~20091205YTWN台灣風險與保險學會第三屆年會暨學術研討會臺北市, 臺灣<links><record><name>機構典藏連結</name><url>http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/68343</url></record></links>
3 98/1 保險系 汪琪玲 教授 會議論文 發佈 Can Vehicle Maintenance Records Predict Automobile Accidents? , [98-1] :Can Vehicle Maintenance Records Predict Automobile Accidents?會議論文Can Vehicle Maintenance Records Predict Automobile Accidents?黃瑞卿; 汪琪玲; 曾郁仁淡江大學保險學系2009年臺灣經濟計量學會年會臺灣經濟計量學會; 臺灣大學計量理論與應用研究中心This article proposes that vehicle maintenance records can provide useful information for predicting the probability that an owner will have an automobile accident. To test the hypothesis, we use a unique data set that is merged from an insurance company and a vehicle manufacturer in Taiwan. We find weak evidence to support our hypothesis. Among all the proxies for proper maintenance, we indicate that proper maintenance defined by the recommended kilometers is significantly negatively correlated with the loss probability in compulsory automobile liability insurance. The average loss probability decreases by 0.23 percent when the insured vehicle is properly maintained according to the recommended number of kilometers in the previous years, whereas the average loss probability for the overall sample is 0
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