期刊論文

標題 A Note on Bank Interest Margin, Administrative Cost and Equity Risk in the Return to Retail Banking
學年 100
學期 1
出版(發表)日期 2012/01/01
作品名稱 A Note on Bank Interest Margin, Administrative Cost and Equity Risk in the Return to Retail Banking
作品名稱(其他語言)
著者 Lin, Jyh-Jiuan; Jou, Rosemary; Lin, Hsiao-Ning
單位 淡江大學統計學系
出版者 Kumamoto: ICIC International
著錄名稱、卷期、頁數 ICIC Express Letters 6(12), p.3137-3142
摘要 The bank interest margin, i.e., the spread between the loan rate and the deposit rate, is one of the principal elements of bank net cash flows and after-tax earnings and is often used as a proxy for the efficiency of financial efficiency. Little attention has been paid to the effects of administrative cost denoted by personal expense on bank equity returns and risks since the use of administrative cost as a trategy is much less widely accepted than is often believed by widening its interest margin and thus decreasing its risk in equity return.
關鍵字 Bank interest margin;Administrative cost;Equity risk;Retail banking
語言 英文
ISSN 1881-803X
期刊性質 國外
收錄於 EI;
產學合作
通訊作者
審稿制度
國別 日本
公開徵稿
出版型式 ,紙本