期刊論文

標題 An International Study of Bank Interest Margins
學年 96
學期 1
出版(發表)日期 2008/01/01
作品名稱 An International Study of Bank Interest Margins
作品名稱(其他語言)
著者 Kim, Dong-hyeon; Suen, Yu-bo; 林淑琴; Lin, Shu-chin
單位 淡江大學經濟學系
出版者 淡江大學
著錄名稱、卷期、頁數 Tamkang Journal of International Affairs = 淡江國際研究11(3),頁103-126
摘要 This paper studies the determination of bank interest margins. Using international panel data, our empirical evidence shows that both portfolio risk and non-risk factors generally affect bank interest margins. However, when countries are divided into high- and low-income sub-samples, credit risk is the most important factors in determining interest margins for high-income countries whereas operating costs and market structure are the most powerful force for low-income ones. The data thus suggest that policies toward cost saving and anti-monopoly are likely to have larger impact on interest margins for the low-income countries.
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語言 英文
ISSN 1027-4979
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