期刊論文
| 學年 | 94 |
|---|---|
| 學期 | 1 |
| 出版（發表）日期 | 2005-09-01 |
| 作品名稱 | The impact of e-finance strategies on depository financial intermediary's value: an option-based optimization |
| 作品名稱（其他語言） | |
| 著者 | 林志娟; Lin, Jyh-jiuan; 鮑世亨; Pao, Shih-heng; 林志鴻; Lin, Jyh-horng |
| 單位 | 淡江大學統計學系 |
| 出版者 | New Delhi: Taru Publications |
| 著錄名稱、卷期、頁數 | Journal of Information & Optimization sciences 26(3), pp.509-526 |
| 摘要 | Which strategies generate value in electronic-finance (e-finance) environments? In a step toward answering this question, we use a two-stage option-based model to study how capital regulation, asymmetrical information, strategic e-finance and the depository financial intermediary's optimal deposit rate relates to one another. In our model, it is shown that the intermediary can use the Internet to supplant its existing delivery channels under the strategic loan-deposit complements. Both capital regulation and asymmetrical information provide incentives (disincentives) for the intermediary's developing e-finance under its strategic e-finance complements (strategic e-finance substitutes). Our finding provides an alternative explanation for e-finance, treated as not only a technology but also a strategy. |
| 關鍵字 | Strategic e\-finance; asymmetric information; capital\-to\-deposits ratio |
| 語言 | en |
| ISSN | 0252-2667 2169-0103 |
| 期刊性質 | 國外 |
| 收錄於 | EI |
| 產學合作 | |
| 通訊作者 | |
| 審稿制度 | |
| 國別 | IND |
| 公開徵稿 | |
| 出版型式 | 紙本 |
| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/20712 ) |